Tailored Coverage Plans for Your Unique Needs
We highlight our commitment to tailoring insurance plans that perfectly suit your individual requirements. Our expert agents work closely with you to create a coverage plan that considers your specific driving habits, vehicle type, and budget, ensuring you receive the most suitable protection.
ABOUT US
Your Trusted Life Insurance Annuity Partner
At Calrima, we're not just another faceless insurance provider. We are your trusted partner on the road to protection and peace of mind. With a rich history spanning 18 years, our agency has been dedicated to serving the diverse needs of our valued customers.
OUR SERVICES
We Also Offer
Medicare Supplemental and Advantage Plans
These programs offer a layer of protection by ensuring that your Medicare Supplemental Insurance helps meet your needs.
TESTIMONIALS
CUSTOMER REVIEWS
When I was involved in a car accident last year, I was overwhelmed and didn't know where to turn. That's when I realized the true value of [Your Auto Insurance Agency]. From the moment I called their 24/7 support line, I felt reassured.
JOHN DOE
I've been a loyal customer of [Your Auto Insurance Agency] for over a decade, and they've consistently exceeded my expectations. Not only do they offer competitive rates, but their commitment to personalized service is exceptional.
JOHN DOE
OUR TEAM
John Doe
David Doe
Jane Doe
Get In Touch
Email: [email protected]
Address Office: 3511 Del Paso Rd, #160-425, Sacramento CA 95835
Assistance Hours:
Mon – Sat 9:00am
Sunday – 8:00pm
FAQS
What is a fixed index annuity?
A fixed index annuity is a type of savings contract you make with an insurance company. It offers the potential for higher returns than a traditional fixed annuity, while still providing some protection against market downturns.
How does a fixed index annuity work?
Your money grows based on the performance of a market index, like the S&P 500. If the index goes up, you earn interest (up to a certain limit). If it goes down, you typically don't lose money, but you might not earn any interest for that period.
What are the benefits of a fixed index annuity?
- Potential for higher returns than traditional fixed annuities
- Protection against market losses
- Tax-deferred growth
- Guaranteed minimum interest rate
- #1 reason to consider an annuity: Option for lifetime income payments
Are there any drawbacks to fixed index annuities?
- Returns are usually capped or limited
- Can be complex and hard to understand
- Often have surrender charges if you withdraw money early
- May have higher fees than some other investment options
Who might consider a fixed index annuity?
Fixed index annuities might be suitable for people who:
- Are nearing retirement or already retired
- Want the potential for higher returns but can't risk losing their principal
- Are looking for tax-deferred growth Want a guaranteed income stream in retirement
Email: [email protected]
Phone: (408) 786-0508
Address Office: 3511 Del Paso Rd, #160-425, Sacramento CA 95835